Investment/Deposit Accounts

Certificates of Deposit

Description:

  • Our current rates are posted in the lobby. Minimum deposits of $1000. Substantial penalty for early withdrawal.

IRA (Individual Retirment Accounts)

Description:

  • IRA’s are invested in savings, with the interest being adjusted quarterly.

Requirements:

  • Minimum balance to open – $50.00

Benefits:

  • Interest will be compounded quarterly.
  • Interest will be credited to your account quarterly.

Fees:

  • An annual maintenance fee of $15.00 will be charged each year.

HSA (Health Savings Account)

Description:

  • HSA’s are invested in a interest bearing checking account.

Requirements:

  • Minimum balance to open – $50.00

Benefits:

  • Interest will be compounded quarterly.
  • Interest will be credited to your account quarterly when your statement cycles.

Fees:

  • An annual maintenance fee of $15.00 will be charged each year.